Here In Idaho, We Have Something That I Keep Calling The 'lending Library' And What It Is For Is If You

This, okay, all of this!

i don't want a career, i want to do crafts

This needs to spread so much, so much of this I only learned about a few years ago at age 30!!

Kids, we know how interest works, right? A while back I made a post about how credit card interest can screw you, but we know how interest can be good for you too, right?

I suspect we don't know about this because on one of the posts I made about it someone said something about how it is evil that money can make money, but you know that's not just for the ultrawealthy, right? That is legitimately something that you can and should take advantage of in some kind of retirement/savings/investment account.

Let us say that you are twenty years old, have no money to put into a savings account, but have a job that pays you well enough that you've got twenty dollars to spare from each paycheck.

Let us say that you put that into a normal savings account; normal savings accounts have an average interest rate of .56 APY. Let us say you are going to be working until you are sixty, and that you will add forty dollars to that account every month (twenty bucks from each paycheck) for a total of $480 per year.

At the end of 40 years you would have about $21.5k.

That's a pretty good chunk of change! twenty thousand dollars is a lifechanging amount of money. But look at the total interest. In forty years you would have accrued only $2300 in interest.

Now, instead, let us imagine that you are a member of a credit union that offers you a free, high-yield savings account with a decent APY. Everything else being the same, but putting that money in an account with a 4% return does this:

Your total contributions that you put in stay the same, but the amount of money you have at the end of forty years more than doubles.

Let's say you have a thousand dollars to put in the account at the beginning and run it again.

Low interest account: you add $1000 at the start and have an extra $1200 at the end.

High interest account: you add $1000 at the start and have an extra $4000 at the end.

There are many, many very stable opportunities for savings that will grow your money. Fifty thousand dollars isn't a retirement plan, but it's a hell of a lot better than what you would have if you just stuck cash in a savings account or if you didn't save any money at all.

I know how hard it can be to save. I know it feels impossible to put money aside, but even if you start with no money and can tuck away five dollars a week you can get a LOT out of that five dollars a week.

This certainly isn't "you can't buy a house because you get coffee at the cafe," but it something that can HELP.

Now, let's suppose you're not twenty. Let's suppose you're in my boat, and you're (almost) forty and you're going to be saving for twenty years. You still don't have a lot of cash, but you know it has less time to grow interest, so you double your contribution and you put in forty dollars for each paycheck for a total of $960 a year.

That is extremely very much not the same thing as putting in forty bucks a month for twenty years. Instead of your interest being nearly one and a half times the amount of your contributions, it is around half.

If you are a young person (honestly even if you are not a young person) and it is in any way possible for you to start putting money into any kind of an investment account, you should do so as soon as humanly possible. The earlier you do it, the more interest you will have and the more money you will end up with when you are nearing retirement age.

This is how individual retirement plans work. This is what a 401K does, but sometimes it does that with matching contributions from your employer (so your employer matches whatever you put into the account up to a certain percentage of your pay). 401K accounts also often have higher APYs than high yield savings accounts, though they have more limitations on how and when the money can be pulled out.

If you are broke as fuck and never learned anything about investing or interest from your family because your family was broke as fuck too, now is the time to learn. r/PersonalFinance is a reasonable resource (and if you ever happen to have a windfall that's the first place I would point you for figuring out how to make the most of it) for learning about this stuff.

Thinking about money sucks! Being afraid you'll never be able to retire sucks! Having to figure out how to save sucks! But there are tools out there that even very fucking broke people can use to make that suck less.

Reading this, I realized that I am older than corn mazes...🤯🌽

corn mazes were invented WHEN???

FINALLY!!! I saw something like this a while back and have been trying to find where it was. And I agree with this 💯, okay?

Friday Reminder

This is so super helpful!!¡!!

DO IT NOW: Guide to Proper Bra Fit and Measuring because Victoria Secret and La Senza and whatever are full of shit and you are definitely wearing the wrong size ok? ok

Hi guys I’m obsessed with this shit lately because I don’t want anyone to have unhappy, unsupported boobs like I did. Even if you think your boobs and bras are fine, try it. It will make a big difference in comfort, support, and shape, even if you have small boobs or big boobs. A proper fitting bra can fix back, shoulder, and neck pain, along with breast soreness - and it can help you look 10lbs lighter, and your breasts a hell of a lot perkier. This guide also works for proper-sized bikinis and bathing suits (many online stores linked to below sell both- sometimes for as low as 10$!)

Don’t just like this, REBLOG IT. EVERYBODY WITH BOOBS DESERVES A PROPER FIT. Even if you don’t wear bras yourself, spread it around to tumblr or with your friends or family.

Grab a soft tape measurer (use inches) and get nekkid - don’t wear a bra or shirt please, you don’t wear a bra or shirt underneath your bra, do you? This part is fast and easy, and will help you find your ‘Starting Point’ bra size - you may not end up in this exact size, but it will get you in the right ballpark.

How to Measure:

Measure your underbust - go right underneath the root of your breasts, but make sure the tape is straight/parallel to the floor. Take a firm, snug measurement - if you have chub, take it tighter.

Measure your bust bent over - bend forward so your back is parallel to the  floor and your boobs are hanging so you have access to all that beautiful breast tissue that is now brought forward. Measure very loosely around the nipples, keeping tape straight/horizontal/perpendicular to the floor.

If your breasts are kind of empty and/or have a lot of sag, this method may overestimate your cup size. Instead, take your bust measurement bent over, standing, and lying flat on your back, and take an average of those three measurements and use that for your calculations.

How to Use These Measurements to find your ‘Starting Size’:

Round up your underbust measurement to the nearest even number. If you are only half an inch or less away from being a lower size, use that instead (unless you have a bony ribcage). This is automatically your band size. No BS. There is no adding imaginary inches here.

The difference between your underbust measurement and your bust measurement dictates your cup size. Every 1 inch in difference represents a cup size, so 1 inch = A, 2 = B, 3 = C, 4 = D. As you can see here, a true D or DD cup is actually pretty fucking small. 

CUP SIZES ARE NOT STANDARD, UNLIKE COMMONLY THOUGHT (AND TOLD TO US BY ASSHOLES LIKE VS). They are TOTALLY relative to band size. The cup on a 30D has 4 inches less volume than the cup on a 34D. A 30D is actually the same cup size as a 34B! 

No one has their shit together on the lettering for each cup size, so here’s a handy dandy chart. Remember to go with UK measurement as they somewhat have their shit together (and because American companies do not make much above DD, so there’s literally no point in knowing it, but the European sizing may come in handy)

I DON’T CARE IF YOU LIVE IN THE USA, DO NOT USE THE AMERICAN MEASUREMENTS, FFS. YOU’LL ONLY MAKE THINGS HARDER AND MORE CONFUSING FOR YOURSELF. ANY BOUTIQUE IN NORTH AMERICA WORTH GOING TO, AND 99% OF ONLINE STORES, IS GOING TO SELL PRIMARILY BRITISH OR EUROPEAN BRANDS AND WILL GO BY THEIR SIZING. THERE IS LITERALLY NO POINT IN KNOWING AMERICAN SIZING

DO NOT USE AMERICAN SIZING

DO NOT USE AMERICAN FUCKING SIZING

EVEN IF YOU ARE AMERICAN

AND LIVE IN THE US

USE THE BRITISH SIZING

For example, I have a 29.5 inch underbust and a 38 inch bust when bent over. So, I should take a 30 band and then there’s an 8 inch difference. So I am a 30FF in UK sizing. This is just my starting point when looking for bras, and I may not always end up with this exact size

Do not pull the ‘omg no I’m not a G cup my boobs aren’t that big you’re more stupid that the idea of vegetable bread’ shit with me ok? You drank the Kool-Aid and now you need to piss it out. CUP SIZES ARE NOT STANDARD. A 34D IS BIGGER IN THE CUPS THAN A 30E. Here, take a look at a chart of cup volumes and see what I mean.

Also… not all ‘big cup’ bras are ugly and granny-like. Just check out brands like Freya or Gossard or Gorteks or Panache or Cleo! They are gorgeous!

Trying it on: What a proper fit is like

ALWAYS SCOOP AND SWOOP BEFORE ASSESSING WHETHER IT FITS OR NOT. What does this mean? This means bend over, hike up your bra so that it sits right under the root of your breasts. Then, start smooshing all your back fat and armpit rolls or any loose tissue thats underneath or to the side of the cup, INTO the cup. All that stuff is breast tissue that got pushed around from your shitty bras, no I am not bullshitting - after a few months of wearing better bras, many people end up having to get a bigger cup and sometimes even a smaller band too, as all the smooshed breast tissue migrates back to the boob, where it should be. Not kidding. So get everything in there and make sure the wire is positioned perfectly under your boobs. Then stand up and assess the fit. If it seemed to fit before scooping, it won’t fit now.

THIS IS JUST A STARTING POINT. Try on your starting size and work from there. You may need to go up or down a band size, or up or down many cup sizes. Not all brands or even models in that brand are made the same way, and the shape of your boobs also helps determine the size and fit, so don’t try on JUST the size you calculated, say “it doesn’t fit”, and then give up and go back to your 36Cs. You aren’t doing yourself any favours. If you don’t feel comfortable in your ‘starting point size’, go ahead and try a size up or down in bands and/or a size or two or even three up or down in cups as needed.

ALWAYS start on the loosest hook. If you need to start on the tightest hook, go down a band size. The point of hooks is simple - as your bra gets used, it gradually loses its elasticity and gets loose. So, you use your hooks to bring it in, and when you reach the last hook, well, be prepared to get rid of your bra in a few months (unless you invest in a band tightener like the Rixie Clip)

A proper fit means the bra band is straight and parallel to the floor. If it isn’t, and seems to be getting pulled up, its too big and isn’t supporting you. Get a smaller band. You shouldn’t be able to stretch it more than a couple inches off your back. It may feel tight at first, but bras do need ‘breaking in’ and you are used to wearing things that do not fit correctly, so give it a chance. Of course, it should not hurt either!

A proper fit means your bra straps are not digging in. 

A proper fit means the gore (the little centerpiece of the bra where the wires sort of meet) MUST tack/sit firmly against your chest. If it doesn’t, then the wires are not truly fully underneath your boobs and so are not giving you the proper support. 

A proper fit means your boobs must fit smoothly into the entire cup (after scooping and swooping). The wire should totally encase all your breast tissue (this includes armpit fat and stuff). There should be no empty space at the bottom or top of the cup. Your boobs should not be overflowing from the top of the cup. If there’s overflowing or uncontained tissue after scooping, or of it feels tight, get a bigger cup.

A proper fit means you should be able to lift your arms over your head and jump around without the band or underwire budging or exposing underboob.

Size Tweaks/Troubleshooting (make sure you scoop and swoop first):

The band feels tight: Is the gore tacking or not? If not, go up a cup size or two (or maybe even three or four). Even if the gore is tacking, try this first. The band may be tight because the cups are too small, so your boobs are stretching the band out too much to overcompensate for lack of cup depth, making it feel tighter. If after trying larger cups, it still feels uncomfortably tight, go up a band size (and down a cup size if the first size fit well in the cups - remember, cup is relative to band, a 32DD is the same in the cups as a 34D). Remember though that it takes a few days to break a bra in, so it may feel tight or perfect at first, and then comfortable or too loose later.

The band feels loose/band is riding up and not remaining parallel to the floor: Go down a band size (and up a cup size or two because blablah relativity). 

The gore is not tacking, but band is not tight: Band size is too big, or maybe fits just right - but the cups are too small. You know what to do.

Boobs spilling over: Go up a cup size. Check first though that the bottom of the cup is not empty, and hike it up if it is!

Empty space at bottom of cup: Hike that shit up so it gets right to the roots of your breasts. This may fix bulging/spillage. If you can’t get it higher, then you need a smaller cup or this make of bra is just not suited to your shape.

Empty space at top of cup: You need a smaller cup, or this shape of bra just does not suit you your breasts, especially if your breasts are not very full on top. Or you need to scoop and swoop!

Straps digging in: Loosen them. If your boobs suddenly sag, then the band is not supportive enough, and you need a tighter band.

Armpit rolls: Bigger cup and/or scoop and swoop that shit. The cut of bra may also just not be for you (for now anyway - your armpit rolls may migrate back into the boobs and disappear eventually!)

They don’t even make my size!!: If you’re in a 28-48 D-KK (UK sizing) cup, you will find your size online easily enough. however, if you have a smaller band than that or need smaller cups, they are hard to find - message me and I’ll try to help you with a solution!

So, for example, my starting size may be 30FF, but I may end up wearing a 28G or H if the band of that model is too loose and the gore not tacking. Or the band may be fine and I may need a bigger cup so I’ll get a 30G. Or The band may be good but the cups too big, so I’ll get a 30F or E. Or the band may be too small to be comfortable and I’ll wear a 32F or E (same cupsize-ish as 30FF!). 

 What Not to Do:

NEVER PUT YOUR BRA IN THE DRYER. AND PREFERABLY, WASH IT BY HAND. The heat and twisting ruins the elasticity of the bra and reduces its life! This is the best way to ruin bras, don’t do it.

Do not add 3 or 4 or 5 inches or whatever to your band measurement. That is BS that American companies use so that they don’t have to manufacture a larger range of sizes - they use it to fit you into their stock, not their stock onto you. The band will be too big and unsupportive. Those 4 inches they add to the band are 4 inches that should be in the cup size, so no wonder people think anything over DD should be huge.

Do not measure your ‘overbust’ cause really what the fuck does that have to do with how large you are underneath your boobs, come on

Do not do the above because 80% of the support comes from the band, which needs to be firm against you and not be sliding or moving around.Would you wear underwear 4 inches bigger than your hips? No, so why would you wear a bra band 4 inches bigger than your ribcage that gets pulled up and stuff and would fall off if not for the straps, while expecting it to support the boobies at the same time?

Do not go down a band size and then forget to go up a cup size or two. Again, cup sizes are not static. A 30FF is the same cup volume as a 32F or E. If you don’t do this, no shit the bra will fit badly or feel tight.

Do not go straight to Victoria’s Secret or La Senza or whatever, even if you are lucky enough to fit in their small range of sizes - they don’t seem to follow sizing very well. Still, try, by all means, but be aware that their bras may be odd compared to others.

 "But where do I get these Bras? I’ve never even seen these sizes!“

Luckily, the internet makes this shit really easy. Buying bras online is nearly always way cheaper, even with shipping, and even if coming from somewhere in Europe! But of course, its best to try on stuff first, to avoid the hassle of return shipping (even though its still not that expensive - just annoying). So what I advise is to find a store near you, try stuff on there, note down the Brand, Model, and Size, and then buy it online for up to a quarter of of the in-store price.

If you can’t find a store near you, online ordering is still extremely cheap, even with return shipping. Instead of getting a whole bunch of bras in only 1 size each, pick out a few models and order a few sizes of each. Ex: one with a bigger or smaller band if your measurements are close to needing a bigger or smaller band size, and then some up or down a couple cup sizes so you can compare the fit. When you have the perfect fit in one bra, it will be easier to go on Bratabase or r/ABraThatFits and have them suggest bras that give similar shape or suggest a different size to you as a model you’re interested in may run large or small.

So, Where to Find:

Note: You can find proper-sized bras as low as 10$ US online (particularly from ebay or brastop.com) and most average 30-45$.

List of Online Retailers from BustyResourcesWiki: A complete list of online retailers around da world. Many ship internationally so take a look at all of them (particularly the UK ones)

Ebay, Etsy, and Amazon all have bras inexpensively.

List of Offline Retailers from BustyResourcesWiki: List of chain-stores (not of privately owned stores)

If in Canada, look for a Change Lingerie near you to try on bras. Note that they only carry their own brand.

If in the USA, look for a Nordstrom or Nordstrom Rack near you to try on bras. They carry all sorts of brands and have an online store as well (and also ship to Canada!)

Use a store locator from the webpage of a bra brand company to find non-chain, privately owned stores - if they have one of these brands, they’ll have others. Here’s the locator for Freya, Curvy Kate, Fantasie, Chantelle, Panache, and Affinitas. There are more than just these of course.

If you are small in the band AND in the cup (under a D cup) look at the Little Bra Company.

Ask around on Bratabase or r/ABraThatFits for stores near you.

WOMAN, YOU HAVE THE INTERNET! GOOGLE! YELP!

WARNING: There are many chain stores (Nordstrom, Lane Bryant, Mark and Spencer, Change etc) that do bra fittings and have a good reputation. However, each store is different - some measure correctly, and some use the stupid VS method. Every store has a different team of employees and knowledge. DO NOT GO IN WITHOUT HAVING MEASURED YOURSELF FIRST, JUST IN CASE THEY ARE ONE OF THE BAD STORES. DO NOT TRUST ALL BRA FITTERS, EVEN IF SOMEONE RECOMMENDED THEM TO YOU. If your fitter gives you a measurement different from this one, be mentally prepared to have a difficult time getting them to help you find the right bra.

I had the fitter at Change help me, and when I mentioned that the gore did not tack, she said “Oh, the gore never touches the chest with these bras”. I was like HAHA NOPE BRING ME A LARGER CUP WOMAN. And lo and behold, 2 extra cup sizes later, the gore tacked (and my boobs stopped spilling out). She was very nice otherwise but if I hadn’t known better that could have been bad.

Resources:

r/ABraThatFits: forum for bras, they will help you with sizing, fitting, and finding the right model for your breast shape - they have links to a lot of resources, such as online stores, used bra listings, etc.

Busty Resources Wiki: Great resource for fitting tips, diagrams, explanations, styles.

Bra Band Project: an online gallery of what various sizes look like! Dump your disbelief!

List of Online Retailers: Online is MUCH cheaper and shipping is usually cheap too, even from Europe. Try bras in a store near you , pick out what you like, and order them online instead.

Bratabase: Database of bras, with user inputted measurements of each bra model in its size - bras may be marked the same size, but with this you can see which may have bigger or smaller bands or cups, or what style may suit what shape of breast, all of which helps find the perfect fit for you! 

Great Youtube Video on Bra Fitting: This is one of the few people on Youtube who knows their shit about bras. Great for the visuals to help you understand what a bad fit and proper fit look like.

Venusian Glow is a great bra blog - SO MUCH INFO. Suggests bras based on your boob shape amongst other things.

Being of Jewish decent, it's amazing to be able to see this!💜🌈

Gay weddings from different cultures

This ☝️💸 it's really good to know.

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

!!¡!!¡!!☝️

If you haven’t started already, start archiving/downloading everything. Save it to an external hard drive if you’re able. Collecting physical media is also a good idea, if you’re able.

Download your own/your favorite fanfics. Save as much as you can from online sources/digital libraries. Recipes, tutorials, history, LGBTQ media, etc. It has been claimed, though I can’t find the exact source if true, that some materials about the Revolutionary War were deleted from the Library of Congress.

It’s always better to be safe than sorry and save and preserve what you can. Remember that cloud storage also is not always reliable!

Library of Congress - millions of books, films and video, audio recordings, photographs, newspapers, maps, manuscripts.

Internet Archive - millions of free texts, movies, software, music, websites, and more. Has been taken offline multiple times because of cyber attacks last month, it has recently started archiving again.

Anna's Archive - 'largest truly open library in human history.’

Queer Liberation Library - queer literature and resources. Does require applying for a library membership to browse and borrow from their collection.

List of art resources - list of art resources complied on tumblr back in 2019. Not sure if all links are still operational now, but the few I clicked on seemed to work.

Alexis Amber - TikToker who is an archivist who's whole page is about archiving. She has a database extensively recording the events of Hurricane Katrina.

I'll be adding more to this list, if anyone else wants to add anything feel free!

!!¡!!

Vil is one of the most well-written characters in Twisted Wonderland and I’m still baffled that people still manage to misinterpret him when nothing about him is that difficult to understand.

People always bash him for his obsession with beauty and reduce it to vanity when it was explained time and time again that Vil cares as much about internal beauty as external beauty. His search for growth was never centred around aesthetics only.

It’s also further explained that his pursuit of beauty is the path he believes would help him reach his goal of staying the longest on stage/being the hero. Vil’s book is about an actor who has been told ever since he was a child that he was meant to be the villain. Which was a role he didn’t wish to entertain so he worked his hardest to be worthy of the role he wanted, the role that would allow him to stay the longest on stage.

He learned all sorts of skills, pursued his studies, took care of his appearance, he did anything and everything in the name of improving himself, to be worthy of a role that keeps being denied to him and given to someone else, Neige. Then when he finally reached his limit after years of trying his hardest just to keep failing he lost it.

Even then why did he overblot? Because he couldn’t forgive himself. Because he couldn’t accept that he had become the villain, the exact thing that he had spent all his time and effort rejecting. Vil is terrified of being ugly inside and outside. He is terrified of being corrupted. He’s terrified of being bad.

People also love to bash him for being strict but he is one of the most caring housewarden. He does rule with an iron fist but even at his worst his motivation is always in his students’ best interest. Even Epel has to concede once he understands Vil’s true goal. On top of that Vil actually shows that he takes accountability for his actions, he knows how to apologise and he feels remorse for his wrongdoings.

Let’s not even talk about how he sacrificed himself for Idia and the world’s sake later on. As if this wouldn’t fully compromise his future.

YES, ALL THE YES!!!

Say it with me, kids, "I do not deserve this pain. I am in chronic pain due to forces outside of my control. I should not have to earn pain relief. I am good. I do not deserve to be shamed for my pain. It is not my fault."