As A Pisces Myself This Makes Me Very Happy As Kisame And Konan Are Two Of My Favorite Characters.

Please let this be an actual story by now?

Let the Fire Build Into a Blaze

A.N - For the Fandom Bingo card spot 1-2; ‘Giotto x Tsuna’. (Also more time travel AU because it won’t leave me alone oh god get it out of my head.)

“Come here,” Giotto orders, low and intimate, slowly extending his hand out. Tsuna jerks like a startled horse, eyes blazing as he stares at Giotto, nostrils flared. His muscles have tensed up, and the blond can practically see the back-and-forth fight between instinct and obedience in his head. Instinct says uncertain, unknown, while obedience is telling him go, listen to your blood. But he’s fighting both, Giotto is pleased to see, his Sky Flames flickering out, tasting the air, waiting for the trap to spring itself while his eyes sweep the forest, looking for quick exits.

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Here's me being mid-30s.

Reblog if you’re 30 or older

This is an experiment to see if there really are as few of us as people think.You can also use this to freak out your followers who think you’re 25 or something. Yay!

!!!

👏🏾Education 👏🏾is 👏🏾a 👏🏾right,👏🏾 not👏🏾 a👏🏾 service 👏🏾

Pass along and use the shit out of them

So that's what I heard... Being hard of hearing and not sure what you think you heard is always wild 🤣

YES, ALL THE YES!!!

Say it with me, kids, "I do not deserve this pain. I am in chronic pain due to forces outside of my control. I should not have to earn pain relief. I am good. I do not deserve to be shamed for my pain. It is not my fault."

What I love about this is she's not a size zero lady but she's comfortable in her skin.💜😇

Hilda by Duane Bryers

This is useful!

Handy reference chart showing the difference between blossoms (ume/plum, momo/peach, sakura/cherry, anzu/apricot, ringo/apple). Note the colors, how the buds sit on branches, and of course petals shapes.

Apricot and apple are veeeery rare as kimono/obi patterns. Morover, what I usually simply call “plum” (ume) is in exactly the Prunus mume (or Japanese apricot/plum) and come with red/white/pinkish flowers.

This makes me giggle so much!

I definitely make spaghetti sauce extremely wrong but I'm not going to stop

A lot of this stuff are things I already do, but I'd forgotten about the 401k, so thank you for the reminder.💜

In case no one told you growing up

Bras last longer if you let them air dry. Don’t put them in the dryer.

If you have a problem with frizzy hair, don’t dry your hair with a towel. It makes the frizzies worse. (I recently read an article that said to use a t-shirt? I brush mine out and let it air dry.)

Whites wash best in hot water. Everything else can be in cold - save on your electricity bill.

You can kill 99.9% of germs in a sponge by putting it in the dishwasher for a cycle or by microwaving it for 2 min (be sure to make the sponge damp before microwaving and to put a cup half full of water in with it and please DO NOT squeeze the sponge until it has cooled off)

Airing out your room/house and letting sunlight in every so often can decrease the number of household pests like silverfish and ants.

Black underwear is best during your period as stains are less likely to be visible.

To save money, put aside 10% of each paycheck into a savings account. It’ll add up.

Unless your hair has something on/in it (like grease or mud or something), using conditioner first can actually be the better choice. The conditioner holds in the good oils that help you hair look sleek and beautiful, which shampoo would otherwise wash away.

Speaking of shampoo - if you have long hair, washing just the bits that touch your scalp is generally enough. The rest of your hair gets cleaned with just the run off from your scalp.

If you put a tampon in and it’s uncomfortable/you can feel it, you didn’t do it quite right. A properly placed tampon is virtually unnoticeable by the wearer.

Apply deodorant/antiperspirant a couple hours in advance of when you need it. This gives the product the chance to block your sweat glands. Using deodorant just before going somewhere where you’ll sweat (this means walking outside for people in high humidity places) results in your sweat washing the deodorant off and starkly limiting its usefulness.

After running the dryer, use the dryer sheet from that load to brush out the lint catch - it gets everything off in a fraction of the time it’ll take you to get it clean with your bare hands. Paper towels also work well.

Wash your face everyday, or as often as possible. Forget which brand of cleanser is best. Just washing your face everyday will guarantee you clearer skin. And do you best not to pop pimples, as tempting as the urge may be.

Fold laundry asap after taking it from the dryer to avoid wrinkles. This may seem obvious for dress shirts and silly for things like t-shirts, but you’ll notice the difference even then once your shirts stop looking like unfolded paper balls.

This needs to spread so much, so much of this I only learned about a few years ago at age 30!!

Kids, we know how interest works, right? A while back I made a post about how credit card interest can screw you, but we know how interest can be good for you too, right?

I suspect we don't know about this because on one of the posts I made about it someone said something about how it is evil that money can make money, but you know that's not just for the ultrawealthy, right? That is legitimately something that you can and should take advantage of in some kind of retirement/savings/investment account.

Let us say that you are twenty years old, have no money to put into a savings account, but have a job that pays you well enough that you've got twenty dollars to spare from each paycheck.

Let us say that you put that into a normal savings account; normal savings accounts have an average interest rate of .56 APY. Let us say you are going to be working until you are sixty, and that you will add forty dollars to that account every month (twenty bucks from each paycheck) for a total of $480 per year.

At the end of 40 years you would have about $21.5k.

That's a pretty good chunk of change! twenty thousand dollars is a lifechanging amount of money. But look at the total interest. In forty years you would have accrued only $2300 in interest.

Now, instead, let us imagine that you are a member of a credit union that offers you a free, high-yield savings account with a decent APY. Everything else being the same, but putting that money in an account with a 4% return does this:

Your total contributions that you put in stay the same, but the amount of money you have at the end of forty years more than doubles.

Let's say you have a thousand dollars to put in the account at the beginning and run it again.

Low interest account: you add $1000 at the start and have an extra $1200 at the end.

High interest account: you add $1000 at the start and have an extra $4000 at the end.

There are many, many very stable opportunities for savings that will grow your money. Fifty thousand dollars isn't a retirement plan, but it's a hell of a lot better than what you would have if you just stuck cash in a savings account or if you didn't save any money at all.

I know how hard it can be to save. I know it feels impossible to put money aside, but even if you start with no money and can tuck away five dollars a week you can get a LOT out of that five dollars a week.

This certainly isn't "you can't buy a house because you get coffee at the cafe," but it something that can HELP.

Now, let's suppose you're not twenty. Let's suppose you're in my boat, and you're (almost) forty and you're going to be saving for twenty years. You still don't have a lot of cash, but you know it has less time to grow interest, so you double your contribution and you put in forty dollars for each paycheck for a total of $960 a year.

That is extremely very much not the same thing as putting in forty bucks a month for twenty years. Instead of your interest being nearly one and a half times the amount of your contributions, it is around half.

If you are a young person (honestly even if you are not a young person) and it is in any way possible for you to start putting money into any kind of an investment account, you should do so as soon as humanly possible. The earlier you do it, the more interest you will have and the more money you will end up with when you are nearing retirement age.

This is how individual retirement plans work. This is what a 401K does, but sometimes it does that with matching contributions from your employer (so your employer matches whatever you put into the account up to a certain percentage of your pay). 401K accounts also often have higher APYs than high yield savings accounts, though they have more limitations on how and when the money can be pulled out.

If you are broke as fuck and never learned anything about investing or interest from your family because your family was broke as fuck too, now is the time to learn. r/PersonalFinance is a reasonable resource (and if you ever happen to have a windfall that's the first place I would point you for figuring out how to make the most of it) for learning about this stuff.

Thinking about money sucks! Being afraid you'll never be able to retire sucks! Having to figure out how to save sucks! But there are tools out there that even very fucking broke people can use to make that suck less.